This document outlines the terms and conditions governing the entirety of the business relationship with OneFor, including but not limited to the use of OneFor services. Through the primary channel, the OneFor app, and in collaboration with Moorwand LTD, OneFor provides a range of services, including accounts, payments and card services. These terms are applicable to users aged 18 and above, with full legal capacity, who enter in a relationship with OneFor. This document is effective from July 01, 2024, and supersedes all previous versions.

The ‘Terms & Policies – Personal Terms for UK Users’ outlines the legal agreement between users and OneFor Europe B.V., detailing the services provided in cooperation with Moorwand Ltd. It covers account registration, payment processing, e-money issuance, user obligations, fees, liability, and dispute resolution. The document also explains the rights and responsibilities of users, including security measures, withdrawal terms, and regulatory compliance under UK law.

To comply with financial regulations and ensure the security of our users, OneFor requires all new clients to complete a short but essential verification process. This process begins once you download the OneFor app and is designed to confirm your identity and place of residence, in line with Know Your Customer (KYC) and Anti-Money Laundering (AML) obligations. Below you’ll find the minimum requirements and acceptable documents needed to successfully open your account